Southern Malta · Investment Guide
Investing in Qormi
A large working town on the edge of the harbour area, with industry, bakeries and housing priced below the centre.
126New homes approved, Q1 2026
35Promise of sale, Jun 2026
38Final deeds of sale, Jun 2026
46Busiest month for sales, Apr 2025
The case
Why investors buy in Qormi
Qormi is one of Malta’s larger towns, historically known for its bakeries and now carrying a substantial industrial and commercial estate alongside its housing. It sits between the harbour area and the middle of the island.
The housing market here is domestic and practical. Buyers are local families, prices are lower than the towns immediately north of it, and the older core carries the kind of terraced stock that converts well.
It is not an address people buy for prestige, and parts of the low-lying valley are prone to flooding, which is worth checking on any specific street. What Qormi offers is size, price and a central position.
Find me an investment in QormiA few questions, then we do the looking.
The numbers
Market activity in Qormi
Final deeds of sale
Completed sales in Qormi have ranged from 21 to 46 a month since 2024. The past twelve months carried 394 in total, up from 378 in the twelve months before that.
Promise of sale agreements
Promise of sale agreements, the deals in progress ahead of a deed, have ranged from 23 to 72 a month. The past twelve months carried 545, up from 481 in the twelve months before that.
Source: National Statistics Office (Malta), residential property transactions.
The supply pipeline
How Qormi compares
126 new dwellings were approved in Qormi this quarter, 5th of the 68 localities the National Statistics Office reported. That is one of the largest approved pipelines in the country, and it is supply on its way to weigh against demand.
Sliema
322
St Paul's Bay
171
Birkirkara
154
Mosta
149
Qormi
126
Msida
120
Marsaskala
112
Fgura
111
Source: National Statistics Office (Malta), residential building permits, Q1 2026.
Rental demand
Where the tenants are
Qormi holds 2.38% of all active residential rent contracts in Malta, the 13th-highest of any locality, a moderate share, and a tenant pool that is real without being among the largest.
St Paul's Bay
13.76%
Sliema
6.96%
Msida
6.03%
Marsaskala
4.46%
St Julian's
4.4%
Birkirkara
4.25%
Gżira
4.17%
Qormi
2.38%
Source: Housing Authority (Malta), Malta Rent Calculator, H1 2026. Reconstructed from the published tool's own chart, not a downloadable table - see data/README.md.
Run the numbers
What it costs to buy in Qormi
Enter a price and see the deposit, stamp duty and notary costs a Maltese purchase actually carries.
€
25%
The regulatory minimum for this buyer type is 20% - adjust the slider to match your own lender's terms.
Deposit€75,00025%
Stamp duty€15,0005% of the price
Notary fees€3,000-€10,500
Monthly repayment€1,07430-yr term at 4%
Cash to complete€93,000 -€100,500
Open the full finance calculator →Indicative figures based on standard Malta rates and a 30-year term at 4% - not a mortgage offer or financial advice. For income-based affordability, joint applicants and a shareable scenario, use the full finance calculator.
Buy-to-let
Investment-grade homes in Qormi
Homes on the market now that suit a rental or resale strategy.
Costs & incentives
Tax, costs and residency
The rules and schemes that shape the return on a Maltese property investment.
Rental income tax
Rental income can be taxed at a flat 15% final withholding rate in Malta, a simple and competitive regime for landlords.
Residency by investment
Buying or leasing property can form part of Malta’s residency routes for non-EU investors, alongside the other requirements.
Short-let licensing
Short-term holiday letting is possible but licensed and regulated. Long-let is the simpler route for most investors.
Good to know
Investing in Qormi, answered
Is Qormi a good buy-to-let?
Yes, on price: entry costs are modest and the tenant pool is local and broad. Qormi accounts for 2.38% of Malta’s active residential rent contracts.
How active is the Qormi property market?
Between January 2024 and June 2026 the National Statistics Office recorded 973 final deeds of sale and 1227 promise of sale agreements in Qormi, a monthly range of 21 to 46 completed sales. The busiest month in that window was Apr 2025, with 46.
Is much new build coming to Qormi?
126 new dwellings were approved in Qormi in the first quarter of 2026, 5th of the 68 localities the National Statistics Office reported. That is among the heaviest new-build pipelines in Malta, so expect competition from new stock.
Can foreigners buy property in Qormi?
Yes. Non-residents can buy in Malta, usually through an Acquisition of Immovable Property permit, though many apartments in designated areas are exempt and Special Designated Areas carry no restriction at all. We can confirm the position for any specific property in Qormi.
What are the total costs of buying?
As a rule of thumb, budget around 5% stamp duty plus notary fees, searches and any agency or legal fees. Off-plan and first-time purchases may qualify for reduced duty, so check the grants and schemes for the reliefs that currently apply. The calculator above works the figures through for a given price.