Grants & Schemes

Grants & schemes, made clear.

The government grants and schemes for buying, renovating and greening a home in Malta and Gozo, each explained plainly, with the properties it applies to.

Homebuyer

10% Deposit Scheme

Housing Authority

Government assistance with the 10% deposit needed to secure a home loan, for buyers aged 21–39.

Interest-free help with a 10% deposit, up to €22,500

Homebuyer

First-Time Buyer Scheme

Housing Authority

A €10,000 grant, paid in yearly instalments over 10 years, for people who bought their first home.

€10,000 total, paid as €1,000/year over 10 years, disbursed each June

Homebuyer

Social Loan Scheme

Housing Authority

A grant of up to €167 per month toward a home loan, for low-income earners.

Up to €167/month toward your home loan repayments