Contemporary apartment towers in Malta at dusk

Gozo · Investment Guide

Investing in Xewkija

Central Gozo, under the largest dome on the island, with the Xewkija industrial estate alongside the village.

37New homes approved, Q1 2026
9Promise of sale, Jun 2026
8Final deeds of sale, Jun 2026
24Busiest month for sales, Jan 2025

The case

Why investors buy in Xewkija

Xewkija sits in the middle of Gozo just outside Victoria, dominated by its rotunda and carrying the island’s main industrial estate on its edge. It is a working village rather than a scenic one.

That gives it a steadier local population than the coastal villages and a practical position, minutes from Victoria and from the Mġarr ferry. Property is mostly village housing with modern building around the core.

Prices sit below the Gozitan villages that trade on views, and the market is more domestic. It suits a buyer who wants the island at a working price rather than a holiday one.

Find me an investment in XewkijaA few questions, then we do the looking.
A contemporary apartment development in Malta

The numbers

Market activity in Xewkija

Final deeds of sale

Completed sales in Xewkija have ranged from 5 to 24 a month since 2024. The past twelve months carried 127 in total, down from 144 in the twelve months before that.

Promise of sale agreements

Promise of sale agreements, the deals in progress ahead of a deed, have ranged from 5 to 19 a month. The past twelve months carried 137, up from 114 in the twelve months before that.

Source: National Statistics Office (Malta), residential property transactions.

The supply pipeline

How Xewkija compares

37 new dwellings were approved in Xewkija this quarter, 29th of the 68 localities the National Statistics Office reported. That is a modest pipeline: most of what sells here will be existing stock rather than new build.

Sliema
322
St Paul's Bay
171
Birkirkara
154
Mosta
149
Qormi
126
Msida
120
Marsaskala
112
Xewkija
37

Source: National Statistics Office (Malta), residential building permits, Q1 2026.

Rental demand

Where the tenants are

Xewkija holds 0.5% of all active residential rent contracts in Malta, the 42nd-highest of any locality, a small share, so the rental market here is thin next to the towns that dominate it.

St Paul's Bay
13.76%
Sliema
6.96%
Msida
6.03%
Marsaskala
4.46%
St Julian's
4.4%
Birkirkara
4.25%
Gżira
4.17%
Xewkija
0.5%

Source: Housing Authority (Malta), Malta Rent Calculator, H1 2026. Reconstructed from the published tool's own chart, not a downloadable table - see data/README.md.

Run the numbers

What it costs to buy in Xewkija

Enter a price and see the deposit, stamp duty and notary costs a Maltese purchase actually carries.

 
25%

The regulatory minimum for this buyer type is 20% - adjust the slider to match your own lender's terms.

Deposit€75,00025%
Stamp duty€15,0005% of the price
Notary fees€3,000-€10,500
Monthly repayment€1,07430-yr term at 4%
Cash to complete€93,000 -€100,500
Open the full finance calculator →

Indicative figures based on standard Malta rates and a 30-year term at 4% - not a mortgage offer or financial advice. For income-based affordability, joint applicants and a shareable scenario, use the full finance calculator.

Buy-to-let

Investment-grade homes in Xewkija

Homes on the market now that suit a rental or resale strategy.

View all for sale in Xewkija

Costs & incentives

Tax, costs and residency

The rules and schemes that shape the return on a Maltese property investment.

Rental income tax

Rental income can be taxed at a flat 15% final withholding rate in Malta, a simple and competitive regime for landlords.

See the grants & schemes

Residency by investment

Buying or leasing property can form part of Malta’s residency routes for non-EU investors, alongside the other requirements.

Short-let licensing

Short-term holiday letting is possible but licensed and regulated. Long-let is the simpler route for most investors.

Good to know

Investing in Xewkija, answered

Is Xewkija a good buy-to-let?

To a largely local, year-round tenant base, which is less seasonal than the coastal villages. Xewkija accounts for 0.5% of Malta’s active residential rent contracts.

How active is the Xewkija property market?

Between January 2024 and June 2026 the National Statistics Office recorded 334 final deeds of sale and 304 promise of sale agreements in Xewkija, a monthly range of 5 to 24 completed sales. The busiest month in that window was Jan 2025, with 24.

Is much new build coming to Xewkija?

37 new dwellings were approved in Xewkija in the first quarter of 2026, 29th of the 68 localities the National Statistics Office reported. New build is a modest part of this market, so most of what trades here is existing stock.

Can foreigners buy property in Xewkija?

Yes. Non-residents can buy in Malta, usually through an Acquisition of Immovable Property permit, though many apartments in designated areas are exempt and Special Designated Areas carry no restriction at all. We can confirm the position for any specific property in Xewkija.

What are the total costs of buying?

As a rule of thumb, budget around 5% stamp duty plus notary fees, searches and any agency or legal fees. Off-plan and first-time purchases may qualify for reduced duty, so check the grants and schemes for the reliefs that currently apply. The calculator above works the figures through for a given price.