Contemporary apartment towers in Malta at dusk

Central Malta · Investment Guide

Investing in Santa Venera

A compact central town between Ħamrun and Birkirkara, well connected and priced below the coast.

34New homes approved, Q1 2026
29Promise of sale, Jun 2026
18Final deeds of sale, Jun 2026
30Busiest month for sales, Jan 2024

The case

Why investors buy in Santa Venera

Santa Venera is small, central and almost entirely residential, sitting between Ħamrun and Birkirkara with the main arterial routes running past it. It is the kind of address people choose for position rather than for character.

Its market is domestic. Buyers are local families and its tenants are largely the same, which makes for long tenancies and modest turnover rather than the churn of the coastal rental markets.

Stock is a mix of older terraced housing and apartment blocks built over the last few decades. Entry prices are lower than the harbour towns for an address that is no further from the middle of the island.

Find me an investment in Santa VeneraA few questions, then we do the looking.
A contemporary apartment development in Malta

The numbers

Market activity in Santa Venera

Final deeds of sale

Completed sales in Santa Venera have ranged from 11 to 30 a month since 2024. The past twelve months carried 216 in total, up from 206 in the twelve months before that.

Promise of sale agreements

Promise of sale agreements, the deals in progress ahead of a deed, have ranged from 15 to 36 a month. The past twelve months carried 323, up from 285 in the twelve months before that.

Source: National Statistics Office (Malta), residential property transactions.

The supply pipeline

How Santa Venera compares

34 new dwellings were approved in Santa Venera this quarter, 31st of the 68 localities the National Statistics Office reported. That is a modest pipeline: most of what sells here will be existing stock rather than new build.

Sliema
322
St Paul's Bay
171
Birkirkara
154
Mosta
149
Qormi
126
Msida
120
Marsaskala
112
Santa Venera
34

Source: National Statistics Office (Malta), residential building permits, Q1 2026.

Rental demand

Where the tenants are

Santa Venera holds 1.42% of all active residential rent contracts in Malta, the 20th-highest of any locality, a moderate share, and a tenant pool that is real without being among the largest.

St Paul's Bay
13.76%
Sliema
6.96%
Msida
6.03%
Marsaskala
4.46%
St Julian's
4.4%
Birkirkara
4.25%
Gżira
4.17%
Santa Venera
1.42%

Source: Housing Authority (Malta), Malta Rent Calculator, H1 2026. Reconstructed from the published tool's own chart, not a downloadable table - see data/README.md.

Run the numbers

What it costs to buy in Santa Venera

Enter a price and see the deposit, stamp duty and notary costs a Maltese purchase actually carries.

 
25%

The regulatory minimum for this buyer type is 20% - adjust the slider to match your own lender's terms.

Deposit€75,00025%
Stamp duty€15,0005% of the price
Notary fees€3,000-€10,500
Monthly repayment€1,07430-yr term at 4%
Cash to complete€93,000 -€100,500
Open the full finance calculator →

Indicative figures based on standard Malta rates and a 30-year term at 4% - not a mortgage offer or financial advice. For income-based affordability, joint applicants and a shareable scenario, use the full finance calculator.

Buy-to-let

Investment-grade homes in Santa Venera

Homes on the market now that suit a rental or resale strategy.

View all for sale in Santa Venera

Costs & incentives

Tax, costs and residency

The rules and schemes that shape the return on a Maltese property investment.

Rental income tax

Rental income can be taxed at a flat 15% final withholding rate in Malta, a simple and competitive regime for landlords.

See the grants & schemes

Residency by investment

Buying or leasing property can form part of Malta’s residency routes for non-EU investors, alongside the other requirements.

Short-let licensing

Short-term holiday letting is possible but licensed and regulated. Long-let is the simpler route for most investors.

Good to know

Investing in Santa Venera, answered

Is Santa Venera a good buy-to-let?

It lets to a local tenant base on long tenancies, at entry prices below the coastal towns. Santa Venera accounts for 1.42% of Malta’s active residential rent contracts.

How active is the Santa Venera property market?

Between January 2024 and June 2026 the National Statistics Office recorded 546 final deeds of sale and 732 promise of sale agreements in Santa Venera, a monthly range of 11 to 30 completed sales. The busiest month in that window was Jan 2024, with 30.

Is much new build coming to Santa Venera?

34 new dwellings were approved in Santa Venera in the first quarter of 2026, 31st of the 68 localities the National Statistics Office reported. New build is a modest part of this market, so most of what trades here is existing stock.

Can foreigners buy property in Santa Venera?

Yes. Non-residents can buy in Malta, usually through an Acquisition of Immovable Property permit, though many apartments in designated areas are exempt and Special Designated Areas carry no restriction at all. We can confirm the position for any specific property in Santa Venera.

What are the total costs of buying?

As a rule of thumb, budget around 5% stamp duty plus notary fees, searches and any agency or legal fees. Off-plan and first-time purchases may qualify for reduced duty, so check the grants and schemes for the reliefs that currently apply. The calculator above works the figures through for a given price.