Central Malta · Investment Guide
Investing in Naxxar
A family town on the northern edge of central Malta, with village housing at its core and a coastal strip at Baħar iċ-Ċagħaq.
61New homes approved, Q1 2026
8Promise of sale, Jun 2026
29Final deeds of sale, Jun 2026
40Busiest month for sales, Mar 2026
The case
Why investors buy in Naxxar
Naxxar keeps a village centre around Palazzo Parisio while having grown outward into one of the larger residential towns in central Malta. It sits on the boundary between the middle of the island and the north, which puts both within reach.
Buyers here are mostly families, and much of the stock reflects that: maisonettes, terraced houses and villas rather than the small apartments that dominate the harbour towns. Letting demand is domestic and steady rather than seasonal.
The figures on this page are the whole local council’s, which takes in Baħar iċ-Ċagħaq on the coast, and the homes shown further down come from the same area. Coastal stock there behaves differently from the village, so it is worth looking at both.
Find me an investment in NaxxarA few questions, then we do the looking.
The numbers
Market activity in Naxxar
Final deeds of sale
Completed sales in Naxxar have ranged from 18 to 40 a month since 2024. The past twelve months carried 333 in total, up from 285 in the twelve months before that.
Promise of sale agreements
Promise of sale agreements, the deals in progress ahead of a deed, have ranged from 8 to 39 a month. The past twelve months carried 348, up from 298 in the twelve months before that.
Source: National Statistics Office (Malta), residential property transactions.
The supply pipeline
How Naxxar compares
61 new dwellings were approved in Naxxar this quarter, 15th of the 68 localities the National Statistics Office reported. It is a real pipeline rather than a token one, and worth weighing against the demand side above.
Sliema
322
St Paul's Bay
171
Birkirkara
154
Mosta
149
Qormi
126
Msida
120
Marsaskala
112
Naxxar
61
Source: National Statistics Office (Malta), residential building permits, Q1 2026.
Rental demand
Where the tenants are
Naxxar holds 2.33% of all active residential rent contracts in Malta, the 14th-highest of any locality, a moderate share, and a tenant pool that is real without being among the largest.
St Paul's Bay
13.76%
Sliema
6.96%
Msida
6.03%
Marsaskala
4.46%
St Julian's
4.4%
Birkirkara
4.25%
Gżira
4.17%
Naxxar
2.33%
Source: Housing Authority (Malta), Malta Rent Calculator, H1 2026. Reconstructed from the published tool's own chart, not a downloadable table - see data/README.md.
Run the numbers
What it costs to buy in Naxxar
Enter a price and see the deposit, stamp duty and notary costs a Maltese purchase actually carries.
€
25%
The regulatory minimum for this buyer type is 20% - adjust the slider to match your own lender's terms.
Deposit€75,00025%
Stamp duty€15,0005% of the price
Notary fees€3,000-€10,500
Monthly repayment€1,07430-yr term at 4%
Cash to complete€93,000 -€100,500
Open the full finance calculator →Indicative figures based on standard Malta rates and a 30-year term at 4% - not a mortgage offer or financial advice. For income-based affordability, joint applicants and a shareable scenario, use the full finance calculator.
Buy-to-let
Investment-grade homes in Naxxar
Homes on the market now that suit a rental or resale strategy.
Costs & incentives
Tax, costs and residency
The rules and schemes that shape the return on a Maltese property investment.
Rental income tax
Rental income can be taxed at a flat 15% final withholding rate in Malta, a simple and competitive regime for landlords.
Residency by investment
Buying or leasing property can form part of Malta’s residency routes for non-EU investors, alongside the other requirements.
Short-let licensing
Short-term holiday letting is possible but licensed and regulated. Long-let is the simpler route for most investors.
Good to know
Investing in Naxxar, answered
Is Naxxar a good buy-to-let?
It lets to families on long tenancies rather than to short-stay or seasonal tenants. Naxxar accounts for 2.33% of Malta’s active residential rent contracts.
How active is the Naxxar property market?
Between January 2024 and June 2026 the National Statistics Office recorded 784 final deeds of sale and 809 promise of sale agreements in Naxxar, a monthly range of 18 to 40 completed sales. The busiest month in that window was Mar 2026, with 40.
Is much new build coming to Naxxar?
61 new dwellings were approved in Naxxar in the first quarter of 2026, 15th of the 68 localities the National Statistics Office reported. That is a genuine pipeline, so new stock is a factor here without dominating the market.
Can foreigners buy property in Naxxar?
Yes. Non-residents can buy in Malta, usually through an Acquisition of Immovable Property permit, though many apartments in designated areas are exempt and Special Designated Areas carry no restriction at all. We can confirm the position for any specific property in Naxxar.
What are the total costs of buying?
As a rule of thumb, budget around 5% stamp duty plus notary fees, searches and any agency or legal fees. Off-plan and first-time purchases may qualify for reduced duty, so check the grants and schemes for the reliefs that currently apply. The calculator above works the figures through for a given price.