Southern Malta · Investment Guide
Investing in Luqa
A compact southern town beside the airport, central for the south and priced accordingly.
21New homes approved, Q1 2026
7Promise of sale, Jun 2026
12Final deeds of sale, Jun 2026
26Busiest month for sales, Jul 2025
The case
Why investors buy in Luqa
Luqa sits immediately beside Malta International Airport, a small, dense town with a village core and housing built out around it. Its position makes it one of the more convenient addresses in the south.
The market is domestic and affordable. Buyers are local families and the tenants are largely the same, with additional demand from people working at the airport and the businesses around it.
Aircraft noise is the obvious question and it varies sharply by street and by runway approach, so it is worth checking in person at the property rather than assuming. Prices already reflect it where it matters.
Find me an investment in LuqaA few questions, then we do the looking.
The numbers
Market activity in Luqa
Final deeds of sale
Completed sales in Luqa have ranged from 6 to 26 a month since 2024. The past twelve months carried 163 in total, level with the 164 recorded in the twelve months before that.
Promise of sale agreements
Promise of sale agreements, the deals in progress ahead of a deed, have ranged from 5 to 21 a month. The past twelve months carried 142, down from 151 in the twelve months before that.
Source: National Statistics Office (Malta), residential property transactions.
The supply pipeline
How Luqa compares
21 new dwellings were approved in Luqa this quarter, 41st of the 68 localities the National Statistics Office reported. That is a modest pipeline: most of what sells here will be existing stock rather than new build.
Sliema
322
St Paul's Bay
171
Birkirkara
154
Mosta
149
Qormi
126
Msida
120
Marsaskala
112
Luqa
21
Source: National Statistics Office (Malta), residential building permits, Q1 2026.
Rental demand
Where the tenants are
Luqa holds 0.84% of all active residential rent contracts in Malta, the 31st-highest of any locality, a small share, so the rental market here is thin next to the towns that dominate it.
St Paul's Bay
13.76%
Sliema
6.96%
Msida
6.03%
Marsaskala
4.46%
St Julian's
4.4%
Birkirkara
4.25%
Gżira
4.17%
Luqa
0.84%
Source: Housing Authority (Malta), Malta Rent Calculator, H1 2026. Reconstructed from the published tool's own chart, not a downloadable table - see data/README.md.
Run the numbers
What it costs to buy in Luqa
Enter a price and see the deposit, stamp duty and notary costs a Maltese purchase actually carries.
€
25%
The regulatory minimum for this buyer type is 20% - adjust the slider to match your own lender's terms.
Deposit€75,00025%
Stamp duty€15,0005% of the price
Notary fees€3,000-€10,500
Monthly repayment€1,07430-yr term at 4%
Cash to complete€93,000 -€100,500
Open the full finance calculator →Indicative figures based on standard Malta rates and a 30-year term at 4% - not a mortgage offer or financial advice. For income-based affordability, joint applicants and a shareable scenario, use the full finance calculator.
Buy-to-let
Investment-grade homes in Luqa
Homes on the market now that suit a rental or resale strategy.
Costs & incentives
Tax, costs and residency
The rules and schemes that shape the return on a Maltese property investment.
Rental income tax
Rental income can be taxed at a flat 15% final withholding rate in Malta, a simple and competitive regime for landlords.
Residency by investment
Buying or leasing property can form part of Malta’s residency routes for non-EU investors, alongside the other requirements.
Short-let licensing
Short-term holiday letting is possible but licensed and regulated. Long-let is the simpler route for most investors.
Good to know
Investing in Luqa, answered
Is Luqa a good buy-to-let?
Yes, at a low entry price, to a local and airport-related tenant base. Luqa accounts for 0.84% of Malta’s active residential rent contracts.
How active is the Luqa property market?
Between January 2024 and June 2026 the National Statistics Office recorded 436 final deeds of sale and 370 promise of sale agreements in Luqa, a monthly range of 6 to 26 completed sales. The busiest month in that window was Jul 2025, with 26.
Is much new build coming to Luqa?
21 new dwellings were approved in Luqa in the first quarter of 2026, 41st of the 68 localities the National Statistics Office reported. New build is a modest part of this market, so most of what trades here is existing stock.
Can foreigners buy property in Luqa?
Yes. Non-residents can buy in Malta, usually through an Acquisition of Immovable Property permit, though many apartments in designated areas are exempt and Special Designated Areas carry no restriction at all. We can confirm the position for any specific property in Luqa.
What are the total costs of buying?
As a rule of thumb, budget around 5% stamp duty plus notary fees, searches and any agency or legal fees. Off-plan and first-time purchases may qualify for reduced duty, so check the grants and schemes for the reliefs that currently apply. The calculator above works the figures through for a given price.